Customer stories

RIC loans are building a stronger regional Australia for farmers and farm-related small businesses.

Explore our customer stories and follow their journeys.

Primary producer takes advantage of low-interest RIC loan to renew farm during dry conditions

Organic farmer Jason Jarvis is using a RIC Drought Loan to renew his orchards and protect produce during times of unprecedented dry and difficult growing conditions.

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Orchard Blossoms
Woman and man holding baby, walking on farm paddock.

Livestock graziers improve farm infrastructure and sustainability with RIC loan

A RIC loan is making the succession journey easier for graziers Lachlan and Jacqueline Patterson to start up their own sheep and cattle farm and improve it for future generations.
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Farmer in paddock

How Sam strengthened his farm business with a RIC loan

A RIC low-interest Drought Loan has enabled Tasmanian farmer Sam Elphinstone to improve his cash flow, invest in water storage and expand his farm business.
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Egg farmers with chickens

Egg-citing times for new farm business thanks to RIC low-interest loan

The Pilmore's used a RIC AgriStarter Loan to purchase their first farm business, after working in the industry for decades.
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Tom and Antoinette Archer

RIC loan helps cattle farm prepare and recover from drought

Queensland cattle farmers Tom and Antoinette Archer hope recent investment in their soil will improve their drought resilience, with help from a RIC loan.
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Dairy Farm Customer Story

Dairy farmers harness RIC finance to bounce back from disaster

Drought, flood and fires have all taken their toll in the Bega Valley but thanks to financial assistance from a RIC low-cost loan, Brodie and Kevin Game are focusing their efforts on what they can control to build for a stronger future.
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Martin and Helen Kinsela Canowindra

Boosting cash flow to support farm drought recovery

The Kinsela's took advantage of RIC’s concessional interest rate to ease financial pressure on their cattle and cropping business during recovery from drought.
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Allison and Scott Carter with children

Newly established blueberry farm taps into RIC AgriStarter Loan

White Cloud Farms used a RIC loan to boost efficiency and improve the quality of its blueberries, fast-tracking access to bigger markets.
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Man standing in raspberry orchard.

Future-proofing a farm business for generations to come

With a RIC Drought Loan, Grewal Farms invested in their horticultural crops to future-proof for shifting market trends and prepare for droughts.
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Man and woman at fishery

AgriStarter 10-year loan term ticks all the boxes for ag start-up

Angas and Melissa used a RIC AgriStarter Loan during the start-up phase of their fishery Goodoo Farms.
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People walking near a tractor

Growing the family farm business

The Rolfes used a RIC loan to change their enterprise mix, refinance bank debt, and help them prepare for future droughts.
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Two people looking at trees

Investing in the future of macadamia farming

The Leslies refinanced their bank debt with a RIC loan and used the savings on interest to upgrade equipment for their farm business.
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A photo of Kylie and Phil George

Securing a bright future for the next generation

The Georges turned to a RIC loan to grow their cattle breeding enterprise and increase output to their supply chain partner.
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A photo of Stu and Erica Halliday sitting on a cattle feeder

Providing breathing space to focus on recovery

A RIC loan allowed cattle breeders Erica and Stu Halliday to keep their stock during a period of severe drought.
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Blunt visit 3

Pushing through the drought of a lifetime

When harsh drought conditions struck Chris Blunt's grazing property he took advantage of a RIC loan to help feed his livestock.
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